Comprehensive Loan Adjustments

ESKA Microfinance provides you comprehensive features designed to expedite any kind of loan adjustment from restructuring and settlements to early payments and transfers

ESKA Microfinance’s loan re-structuring and settlement options enable you to quickly respond to a customer’s request to adjust a loan’s maturity date by increasing or reducing the number of instalments and/or their frequency. You may also apply discounts or otherwise adjust rates on the loans you service. In the event your customer is failing to service a loan, ESKA Microfinance facilitates negotiated settlements or foreclosure processes while tracking the relevant revenue changes for your institution.

ESKA Microfinance also accommodates early payments by allowing you to remove interest for future instalments. Loan transfers are similarly manageable in ESKA Microfinance, allowing you to forward a pre-existing loan to a new customer with fresh parameters.

Adjust your loan processing as situations evolve

Provide various loan re-structuring options, including:

Changing the loan tenure (number of instalments)
Adjusting rate calculations

Facilitate loan settlements with optional discount applications, including foreclosure
Transfer a loan to a new customer, and preserve or change its parameters