A streamlined product portfolio is the foundation for accelerating your entire insurance operation. ESKA Life lets you create and customize a comprehensive array of insurance and investment products, and parameters that can be quickly retrieved to build individual and group policies later.

ESKA Life enables you to assemble a holistic portfolio that comprises everything from group and individual policies to riders, administrative actions, and payment schemes across any classification of risk. Every policy you create also comes with its own administration page, which allows you to enact benefits, alterations, and renewals within seconds. And any policy you create can be linked to an automated payment schedule that meets your client’s needs.

By establishing a complete product portfolio, ESKA Life accelerates your ability to tailor complete and competitive policies for your customers.

Build insurance policies, from term to decreasing, credit, endowment, variable, and more.
Build synthesized insurance-investment products, including:

Unit-linked insurance plans
Interest-sensitive life insurance.

Substantiate policies with addable specifications, including:

Riders
Alterations, services, and benefits
Policy duration
Risk classification and requisite questionnaires
Fees, discounts, and currencies
Target age brackets and genders.

Attach clauses, conditions, exclusions, and benefits to any policy with a single click.
Build and apply any kind of payment schedule.
Create policies with Takaful-friendly options and abilities.

Portfolio Creation