ESKADENIA Software | Credit Insurance

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The automated answer for your insurance process

The uncertainty of economic changes and regional risks has made security more prominent than ever. With constant unpredictability everywhere, insurance continues to be one of the largest industries out there. Thus, the high demands for credit insurance.

People are now consumed with keeping their account receivables safe while limiting the amount of risks. This has led to many policy holders and banks to maintain their credit insurance. With constant demands for security though, there has also been continuous growth within the ICT sector. As a result, most insurance companies are looking to technology for more efficient and productive solutions.

ESKA® Credit Insurance is a credit insurance management system made to mitigate risks related to companies trade debts. With the aim to protect companies and banks from non-payment, this efficient system is here to fulfil your customized needs for optimal results.

ESKA Credit provides you with the capability to facilitate the application, quotation, and policy registration process along with all their details. This powerful system also allows the amendment of active policies through different types of endorsements and registering claims.

Thanks to an integrated system with a range of other ESKADENIA systems, such as ESKA Financial, ESKA CRM, and more, ESKA Credit can easily help you get the job done.

ESKA Credit cover a number of functionalities related to:

Business entities management
Sales channel bancassurance
Takaful
Credit insurance application processing
Quotation management
Policy issuance
Claims management
Reinsurance procedures
Smart access for policyholders and brokers
Reporting

Optimizing your credit insurance

Give your credit insurance a boost

Creating a solution for your business transactions

Dynamic setup and configuration

ESKA Credit allows you to set up all your preferences and configuration settings, creating fully customizable and dynamic functions. From insurance classes to policy, covers and business types, this powerful system serves to meet your specific needs.

Ease for your credit insurance application

Creating a much simpler way of taking care of your credit insurance application, you can now handle multiple business needs through one platform; covering various insurance industries, such as trade, foreign investments, export, and more.

Expand your sales network

ESKA Credit makes issuing quotes and policies faster with the Quotation Builder, augmented by agent access portals. Together with customizable incentive strategies and sales analysis, ESKA Credit helps you engage customers with purpose and insight.

Bancassurance

Bancassurance opens the door to a new frontier of possibilities by bringing your insurance products to bank-affiliated customers. ESKA Credit empowers you to expand your market reach by building mutually fruitful relationships with banking institutions and the clients they serve. Bancassurance automates and accelerates the process of creating quotations, issuing policies, alterations, and renewals. Customers can additionally file claims information and receive updates on their claim statuses right from their local bank.

Generating quotes in an instant

Thanks to a powerful insurance system to help you issue and manage your quotations, you can now have a more organized process when it comes to handling applications. From generating quotes to approving/rejecting them, ESKA Credit will accelerate your credit insurance operations.

Direct policy issues

Once an underwriter has performed the necessary analysis and assessments, ESKA Credit can then convert your existing quotes into a policy directly. Creating a much easier process when it comes to managing policies, from issuance to endorsements.

Submitting claims with full ease

All your claims can be comfortably cared for when it comes to submitting claims on the insured policies, claim reasons, and the recoveries taken. ESKA Credit provides full organization when it comes to risk mitigation and reducing your lost.

Handling your reinsurance needs

Conveniently define all your insurance treaties, whether proportional or excess of loss treaties, by fully automating your reinsurance. This functionality helps to manage your various reinsurance types from start to finish.

Portal access

Thanks to a user-friendly web interface, you can access all your credit insurance needs and functionalities through one convenient platform. Furthermore, create a direct platform for your insured to manage their application needs.

A summary of your workflow

ESKA Credit provides a comprehensive report to support your analysis and statistical views. From automated calculations with Excel templates to comparison between different reports, this feature is made to create efficiency.

Cater to your company needs

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Setup Configuration

ESKA® Credit provides a comprehensive and fully customizable setup function to cater to your definitions and configurations before any transactions or applications are processed.

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Takaful

In addition to its conventional configurations, ESKA® Credit enables you to build Takaful-based insurance schemes.

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Comprehensive Sales Network

ESKA® Credit features comprehensive sales network management that enables you to clearly understand and adjust your sales channels for optimal effectiveness.

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Application Process

ESKA® Credit provides a web-based application process when it comes to submitting your credit insurance application; covering a number of credit insurance needs.

The Integrated Insurance Enterprise

Integrate your insurance systems with the rest of the organization

ESKA Credit is a standalone credit insurance management system that is also part of ESKA® Insures, ESKADENIA’s end-to-end insurance management software suite that also contains the following core insurance systems:

ESKA® General: a comprehensive general insurance management system.
ESKA® Life: a comprehensive life insurance management system.
ESKA® Medical: a comprehensive medical insurance management system.
ESKA® Travel: a comprehensive travel insurance management system.

ESKA Insures provides a fully-integrated package of tailored insurance support systems and functionalities to augment every insurance operation.

Connect with other ESKADENIA systems!

Enterprise Integration

Ensure that your potential grows within a unified operation ESKADENIA provides an array of complementary software systems, so you can extend the core capabilities of ESKA Credit throughout the rest of your company’s operations and customer relationships.

ESKA® Business Manager is our ERP software suite that comprises:

ESKA® Financial, our management software that enables you to track transactions and organize assets and provisions within a unified financial system.
ESKA® HR, our human resources management software that administers all employee needs and personnel activities.

ESKA® CRM, a customer relationship management software that covers salesforce automation, marketing management, and customer care.
ESKA® DOCS, a flexible document management system to digitalize, organize, store, and retrieve your entire document library.
ESKA® Workflow, a business process management system that automates your workflow processes and procedures.

Security and Analytics Integration

The system also integrates with ESKADENIA security systems, ESKA® Audit Trail and ESKA® Logging as well as business intelligence system, ESKA® Analytics.

Third party systems

ESKA Credit can easily connect with other third-party external systems using its flexible open APIs.

Creating a conducive process for your credit insurance needs

Creating a solution for your business transactions

Connect with other ESKADENIA systems!

Enterprise Integration

Security and Analytics Integration

Third party systems

Embrace a digital insurance operation!