ESKA Microfinance provides features including:

• Comprehensive setup of loan types and specifications
• Expedited loan underwriting process
• Automated processes to service a loan throughout its lifetime
• Customizable interest-based and noninterest-based loan calculations
• Loan re-structuring, settlement, and transfer features
• Delinquency, default and legal-actions management
• Integrated document management
• Customer-profile database
• Full integration with ESKA Financial and other ESKADENIA solutions to provide comprehensive digital management.

Running a lending institution effectively requires keeping up with potentially dozens of kinds of documents for every customer; achieving this in a paper-based environment can cost each employee hours a day on manual tasks. Going paperless dramatically augments the efficiency of your employees while saving you on paper costs and office space.

Automated processes not only save time but enhance the quality of information you collect about your operations, allowing you to see where you can increase your workflow’s productivity. By simplifying tasks and reallocating capacity, you revitalize the value of every team member and tool for your institution.

Formulating an optimum lending strategy requires high-quality information on who your customers are and how your business works. Digital tools enable you to gather and retain real time insights, so you can make better-informed lending decisions.

By digitizing organizational needs, you are no longer staking your operation on the constant fulfilment of tedious manual tasks prone to inevitable error. Leave administrative upkeep to your software, so your employees can restore their focus on their most meaningful projects.