Strong underwriting empowers you to assemble customer information and assess risk quickly and confidently. ESKA Life proffers that and more; alongside managing your product portfolio, ESKA Life supports an integrated underwriting process that can instantly assess an applicant’s risk according to the information you plug in.

ESKA Life provides a unified platform in which you can configure and retrieve all your underwriting tasks when an application demands it. When you integrate your actuarial tables with the platform, ESKA Life projects the risks of individual policies and pricing pools, giving you the ability to price your products sustainably and competitively. Underwriting groupings also enable you to sort your risks into categories you define, in turn helping you adjust pricings and requirements on a risk-byrisk basis.

Define risk pools and categories, including:
- Substandard parameters
- Medical tests and providers
- Automatic acceptance limits.
Incorporate a portfolio of underwriting questionnaires.
Define insurance/government fees as a seamless component of pricing.
Bulk-uploading tool to synchronize your actuarial tables with the entire system’s risk analysis capabilities.

Advanced Underwriting