ESKA Life allows you to create group policies, seamlessly mixing and matching benefits across classes under a single group policy for your master policyholder.

ESKA Life provides multiple categories for building and adjusting any group policy’s configuration – from the policyholder’s master contract down to customizable category schemes and insured individuals. Rather than administer policies on an individual basis, you can quickly apply changes to entire categories and sub-categories at a time.

Additionally, ESKA Life lets you integrate group policies with any investment products your policyholder may hold. Various renewal features also let you update and adjust policies alongside your customers.

With time-efficient application tools and uploading processes for importing information, ESKA Life altogether provides you powerful features for managing scalable and wellinformed group policies.

• Apply sweeping changes on any scale with batch-processing.
• Import census documents to integrate thousands of individuals, using the bulk-upload tool.
• Side-by-side quote comparisons for prospective customers.
• Design group-policies with consideration for:
  • Differentiated groups of insured for pooling risks and/or benefits
  • Age bands
  • Policy term
  • Growth factor
  • Business channel
  • Sum insured
  • Investment products.
  • Facilitate any payment method with ESKA Business Manager.
  • Automate premium calculations with consideration for:
    • Basic and gross rates
    • Group-based contributions
    • Fixed-amount versus multiple-of-salary percentages
    • Vesting rights and scales
    • Annual indexation
    • Currencies
    • FCLs.